HOW DO I QUALIFY?
The total amount of your Unsecured Debt must be at least $10,000, and the balance for each individual creditor must be at least $1,000.
WHAT DEBT WE CAN HELP YOU WITH
- Credit Cards
- Medical/Hospital Bills
- Department Store Credit Cards
- Oil/Gas Credit Cards
- Unsecured Personal Loans
- Auto Reposessions
- Past Due Utility Bills
WHAT DEBT IS NOT ELIGIBLE
- Mortage Payments
- Student Loans
- Car Loans
- Secured Loans
- Income Tax Payments
#1 It's Simple
The attorneys negotiate with your creditors to to obtain the best possible settlement for you. Settlements vary based on the amount of debt involved and your unique financial situation, but typically range from 40% to 60% of the total debt owed.
#2 It's Affordable
You make payments each month into your settlement account. How much you can afford to pay determines how long you'll be enrolled. You can be free of credit card debt in just 12-36 months.
#3 It's Settled
Once a creditor has accepted a reduced amount for your debt, you are free from that credit card debt forever. Whenever a written settlement offer is obtained from a creditor, a copy is sent to you for your approval.